Thank you for the update @Depressed Dad, I've been watching this thread closely as I am in a similar position (though with LV), it's always gratifying to read updates. Does that mean it's the end of it for you in terms of Admiral?
Yes Drew. The statute of limitation means they had 6 years from the time of the accident to bring the case to court. They timed out so the case is effectively closed to them getting a judgment against my son.
My advice is to stay calm and wait for LV to contact you. You have not said that LV are pursuing you for the costs, just that there is a dispute about who is to blame for the accident and you are concerned you might end up with some liability. If the other party is to blame then my understanding is they have to pay for all the damage.I checked after being arrested and there was nothing specific in it.
Briefly, I was done the morning after following a RTC - some major damage was done to both cars. I think hers was a write-off, but LV took my car for repairs (front, driver and back panels, drivers side wheel smashed in) I didn't realise I had the option to say 'no repairs' which is what my garage told me I should have done. The police then sent me a letter to say the other driver was at fault, which I sent to LV. 2 months later they write to me wanting dashcam footage as the other driver company wants to go 50/50 cost. So I contacted the policeman who arrested me asking for footage but he said they only release it to insurance companies. The footage was from the car behind me and the house opposite where it happened. I told LV this in January. Not heard anything since. I freak out every time I get post in case its from them as I don't know what's happening, and quite frankly, too bloody scared to ask them
Yes it may feel it’s getting worse.Just wanted to say thank you so much for the update depressed dad. Had the stupid misfortune of crashing last years whilst drunk and writing my own car off and causing a fair bit of damage to the other party’s vechicle. Whilst reading my policy details before phoning admiral I realised with horror that this awful situation was about to get a thousand times worse.
Spent the days afterward googling and found your thread. You’ve been a great help and very informative. I have been wondering what came of your case, I’m glad it’s over for you and your son.
All the best
Hi Depressed DadYes it may feel it’s getting worse.
Wait for Admiral to make the first move and deal with what they put in front of you.
Hi jkeelHi everyone.. so it’s happened to me too.. stupid mistake last year.
Admiral are asking for £10k back - I disagree with the damage on the TP car so may challenge this.
Does anyone have any advices on the repayment plan? I was going to offer a certain amount over a long period.
If you don't mind my asking, when did you receive the letter, and did they state how much you owe straight away?
Did you sign the indemnity form?
I'm in the same situation and really don't know which way to turn,
yes I seeked legal advice and they advised to sign the form however I note on this thread other people haven't.
I received the letter 6 months later that's when they stated the amount I owe.
You need to be patient, persistent and resilient.Thank you to everyone on this thread and especially to you Desperate Dad... Your son should be very proud of you!
I am Desperate Mum and I've just read and copied some interesting facts from all the years of contributions.
My son has just received his first claim letter for a significant amount and whilst I don't condone his behaviour, I will not see any member of my family being ripped off to top up the coffers of greedy insurance companies
Unfortunately for said insurance company., we know the people involved in the claim and the figures just DO NOT stack up!
Can't say Im looking forward to the next 6 years of battle, but i'm inspired by you DD and hope i can find your strength.