ninhog
New Member
I have to say that I couldn't help but laugh at this thread. It seems that some are angry that Admiral are attempting to recover costs from an insured driver who was stupid enough to drink drive.
It's worth noting that there are several requirements for car insurance to be valid. These are generally that the the driver is driving legally, has a valid MOT certificate for the vehicle (if required) and holds a suitable licence for the type of vehicle being driven. If these conditions aren't met and ANY insurance company finds this out in the event of a claim, costs won't be paid or if they have been already, they will be recovered from the insured driver.
The OP is complaining that his son is facing financial ruin, but would he be complaining about that so much if his son killed someone? Unfortunately, his son has brought all of this on himself. No one can blame Admiral or anyone else and to accuse them of being greedy or of trying to avoid responsibility is laughable.
Sadly, it's a sign of the times in that it's always someone else's fault.
It's worth noting that there are several requirements for car insurance to be valid. These are generally that the the driver is driving legally, has a valid MOT certificate for the vehicle (if required) and holds a suitable licence for the type of vehicle being driven. If these conditions aren't met and ANY insurance company finds this out in the event of a claim, costs won't be paid or if they have been already, they will be recovered from the insured driver.
The OP is complaining that his son is facing financial ruin, but would he be complaining about that so much if his son killed someone? Unfortunately, his son has brought all of this on himself. No one can blame Admiral or anyone else and to accuse them of being greedy or of trying to avoid responsibility is laughable.
Sadly, it's a sign of the times in that it's always someone else's fault.