Mr-stupid
Member
Hi
So I’m currently servicing a 26 month ban for DD10, currently 13 months in. With the DD course that should take it to 19 1/2 months. Which is around end June/ Start July. Which I can’t wait for total regret and will never ever be doing that stupid mistake again.
However I was banned the middle of November 2017. But I let my insurance policy carry on until March when it ended. Due to not wanted to have the car stolen. I never made any claim on it. And as a result the insurance company sent me through my 7 years NCB.
Now my question is, I know I probably should’ve cancelled the policy, but my state of mind wasn’t in the right place after the court hearing and cancelling insurance was the last thing on my mind tbh. I know I should’ve made someone else the main driver or just cancelled it.
But when I come to getting a new insurance policy next year will there be implications when showing my NCB due to my ban starting November and previous insurance expiring in March ? If it is a problem am I likely to lose my whole 7 years NCB or will they accept it as 6 years NCB.
Thanks.
So I’m currently servicing a 26 month ban for DD10, currently 13 months in. With the DD course that should take it to 19 1/2 months. Which is around end June/ Start July. Which I can’t wait for total regret and will never ever be doing that stupid mistake again.
However I was banned the middle of November 2017. But I let my insurance policy carry on until March when it ended. Due to not wanted to have the car stolen. I never made any claim on it. And as a result the insurance company sent me through my 7 years NCB.
Now my question is, I know I probably should’ve cancelled the policy, but my state of mind wasn’t in the right place after the court hearing and cancelling insurance was the last thing on my mind tbh. I know I should’ve made someone else the main driver or just cancelled it.
But when I come to getting a new insurance policy next year will there be implications when showing my NCB due to my ban starting November and previous insurance expiring in March ? If it is a problem am I likely to lose my whole 7 years NCB or will they accept it as 6 years NCB.
Thanks.