gstanley
Member
Hey everyone. I don't know if this is much help but I thought I'd start a bit of a discussion. It's possibly more relative to the younger drivers.
I still have 6 months left of my 13 month ban but occasionally I find myself doing insurance quotes for when the day finally comes that all of us here long for.
I am 22, and when my license is returned it will be nicely brandished with DR10 and IN10 convictions. Lovely.
By using comparethemarket .com, the best quote I have been able to achieve for my battered old 2002 Peugeot 206 HDI has come in at just over £1000 for a years comprehensive cover with my convictions (I have 5 years no claims).
Other cars such as A3's, Golf's (TDI) etc. are coming in at between £1500 - £2000, whereas prior to my ban would have been around the £500 mark.
My last renewal quote on the 206 was £350 just before I was banned. So it's a fair increase with these convictions, as expected.
I've recently discovered however, that vans seem to be coming in at well under the thousand pound mark. My dad has a VW transporter 4x4, so I ran a quote on it and to my surprise, the best company wanted just shy of £700 to insure it. Similarly, £800 for a vauxhall astra van cdti. These were both with Zenith insurance, however Adrian flux was a close second price-wise. Now obviously I haven't followed it up and bought a policy so I don't know how likely this price is to be honoured, but I just thought if anyone is struggling with tough insurance costs after their ban is up, then perhaps considering a car-derived van could be the way forward?
I will be posting on the forum at a later date about my experiences with getting insured when the day finally comes, to help others out as best I can.
Similarly if anyone else has anything else to add/ask to this thread then please do!
Cheers
I still have 6 months left of my 13 month ban but occasionally I find myself doing insurance quotes for when the day finally comes that all of us here long for.
I am 22, and when my license is returned it will be nicely brandished with DR10 and IN10 convictions. Lovely.
By using comparethemarket .com, the best quote I have been able to achieve for my battered old 2002 Peugeot 206 HDI has come in at just over £1000 for a years comprehensive cover with my convictions (I have 5 years no claims).
Other cars such as A3's, Golf's (TDI) etc. are coming in at between £1500 - £2000, whereas prior to my ban would have been around the £500 mark.
My last renewal quote on the 206 was £350 just before I was banned. So it's a fair increase with these convictions, as expected.
I've recently discovered however, that vans seem to be coming in at well under the thousand pound mark. My dad has a VW transporter 4x4, so I ran a quote on it and to my surprise, the best company wanted just shy of £700 to insure it. Similarly, £800 for a vauxhall astra van cdti. These were both with Zenith insurance, however Adrian flux was a close second price-wise. Now obviously I haven't followed it up and bought a policy so I don't know how likely this price is to be honoured, but I just thought if anyone is struggling with tough insurance costs after their ban is up, then perhaps considering a car-derived van could be the way forward?
I will be posting on the forum at a later date about my experiences with getting insured when the day finally comes, to help others out as best I can.
Similarly if anyone else has anything else to add/ask to this thread then please do!
Cheers