dd1979
Member
Hi everyone
Been lurking here since I was banned for 24 months (reduced to 18 with course) last June following the accident last May. This is my first post.
To cut a long story short, I hit another vehicle on may way home having met my estranged wife to discuss our separation (things didn't go well during that discussion and my decision to drive home afterwards was one I will forever regret). Thankfully no-one was hurt, badly, but it was still enough to cause a fair amount of damage to both cars, apparent whiplash to the other vehicle's occupants, and a night in the slammer for yours truly.
I paid a huge fine and got away without a community order owing largely to my unfortunate family circumstances. But since then the punishment has become so much worse.
The events of last May have gone on to see me become ostracised by some family and several friends, eventually (after a lot of initial employer support) lose my job as news became public among the management, damage to future job prospects due to word of the incident getting around the industry within which I work, and the ignominy that I can't even pick my kids up from school (on foot) without feeling the shame and overhearing the gossip. I have paid over £5k to fix a car I don't own, owing to Admiral not covering me following my admission that I was over the limit.
And, last week, I had the email from them that I had been dreading.
I really need some guidance on what to do following their indemnity letter. I've seen posts on here advising of the course of action to take, but can't get my head straight at a time I have a hundred and one other issues to deal with, not least which direction to take regarding future employment (which, temporarily, I have been able to secure).
I'd be grateful to hear of anyone who has been in the same situation with Admiral. The thought of the loss is keeping me awake at night and could financially destroy everything I have.
Thank you
DD
Been lurking here since I was banned for 24 months (reduced to 18 with course) last June following the accident last May. This is my first post.
To cut a long story short, I hit another vehicle on may way home having met my estranged wife to discuss our separation (things didn't go well during that discussion and my decision to drive home afterwards was one I will forever regret). Thankfully no-one was hurt, badly, but it was still enough to cause a fair amount of damage to both cars, apparent whiplash to the other vehicle's occupants, and a night in the slammer for yours truly.
I paid a huge fine and got away without a community order owing largely to my unfortunate family circumstances. But since then the punishment has become so much worse.
The events of last May have gone on to see me become ostracised by some family and several friends, eventually (after a lot of initial employer support) lose my job as news became public among the management, damage to future job prospects due to word of the incident getting around the industry within which I work, and the ignominy that I can't even pick my kids up from school (on foot) without feeling the shame and overhearing the gossip. I have paid over £5k to fix a car I don't own, owing to Admiral not covering me following my admission that I was over the limit.
And, last week, I had the email from them that I had been dreading.
I really need some guidance on what to do following their indemnity letter. I've seen posts on here advising of the course of action to take, but can't get my head straight at a time I have a hundred and one other issues to deal with, not least which direction to take regarding future employment (which, temporarily, I have been able to secure).
I'd be grateful to hear of anyone who has been in the same situation with Admiral. The thought of the loss is keeping me awake at night and could financially destroy everything I have.
Thank you
DD