Molly1234
Member
Hi Everyone, long story short my partner was involved in a DD incident and hit a parked car, luckily no one was injured. Insurance details were exchanged. Third party made a claim to get their car fixed which had been done already. He didn’t claim on his car through insurance because they won’t cover it. However I have just read on the forum that Admiral insurance comes after DD drivers to claim for the cost they had to pay for repairs to the third party.
Pretty much every insurance has a clause in their policy that they “reserve the right to recover the third party cost from you” if you were under the influence of alcohol at the time of the accident.
My question is that apart from Admiral did anyone had a similar situation where insurer chased them for cost, especially if someone was with LV?
And secondly how long does the insurer has to make such claim if they are planning on doing it?
Thank you.
Pretty much every insurance has a clause in their policy that they “reserve the right to recover the third party cost from you” if you were under the influence of alcohol at the time of the accident.
My question is that apart from Admiral did anyone had a similar situation where insurer chased them for cost, especially if someone was with LV?
And secondly how long does the insurer has to make such claim if they are planning on doing it?
Thank you.