Luna2000
Established Member
After getting my licence back a week or so ago and sorting out a car, I then went on the merry-go-round of getting reasonable insurance quotes for it.
I tried all the 'specialist' companies but they were coming up with figures as high as £3,500 per year, including the ones that advertise on this site.
I then plugged in all my relevant information into Compare The Market including my two DUI's (they are still live,) and the fact that I occasionally use the car for some private work.
Now I know Insurance is more art than science and that the algorithms take into account where you live, your age, how long you have been driving, type of car, annual mileage, etc. but to be honest, I was pleasantly surprised at the quotes I received back. (okay some were nuts at £9,000 a year.)
I was expecting to pay around £1,500 but the lowest one for me, which I have gone with, was £730 from a broker called RCIB. There were also a number of quotes from other companies that were not too far off that. And the underwriter seems to be Aviva.
I made sure I visited the providers website, triple checked they had recorded all my DUI offences then went through and bought the insurance.
So yes, I am sitting hoping they don't come back and say oops, sorry, we made a booboo and will need to cancel, but so far everything seems to be okay.
I pick the new car up tomorrow. It's a 5 year old Jaguar XF AWD, well I am 64.
As an aside, when I took it for a test drive I was worried that I would be rusty after not having driven anything for 2.5 years. But after 5 seconds it was as if I had never been out of a car. So to anyone wondering if they need some 'lessons' after being off the road for so long, I would say probably not, but then again I did pass my test 40 years ago.
I am not recommending them to anyone, but you can do a quote on their website, so I have included the link below.
I tried all the 'specialist' companies but they were coming up with figures as high as £3,500 per year, including the ones that advertise on this site.
I then plugged in all my relevant information into Compare The Market including my two DUI's (they are still live,) and the fact that I occasionally use the car for some private work.
Now I know Insurance is more art than science and that the algorithms take into account where you live, your age, how long you have been driving, type of car, annual mileage, etc. but to be honest, I was pleasantly surprised at the quotes I received back. (okay some were nuts at £9,000 a year.)
I was expecting to pay around £1,500 but the lowest one for me, which I have gone with, was £730 from a broker called RCIB. There were also a number of quotes from other companies that were not too far off that. And the underwriter seems to be Aviva.
I made sure I visited the providers website, triple checked they had recorded all my DUI offences then went through and bought the insurance.
So yes, I am sitting hoping they don't come back and say oops, sorry, we made a booboo and will need to cancel, but so far everything seems to be okay.
I pick the new car up tomorrow. It's a 5 year old Jaguar XF AWD, well I am 64.
As an aside, when I took it for a test drive I was worried that I would be rusty after not having driven anything for 2.5 years. But after 5 seconds it was as if I had never been out of a car. So to anyone wondering if they need some 'lessons' after being off the road for so long, I would say probably not, but then again I did pass my test 40 years ago.
I am not recommending them to anyone, but you can do a quote on their website, so I have included the link below.
Cheap Car Insurance Quotes Online From Right Choice Insurance Brokers
Right Choice Insurance Brokers (RCIB) offer a wide suite of Insurance Products including cheap Car, Home, Trade, Taxi, Bike, Van and Breakdown Insurance.
www.rcib.co.uk