Convicted Driver Insurance
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Hi TipsyNurse and thank you for your reply.The police will only disclose spent convictions - e.g. more than five years old - in an enhanced DBS check which only applies to a limited number of professions or circumstances, e.g. nursing, working in a church, etc.
Otherwise after five years not only is it illegal to disclose the conviction, it is illegal to ask for it or treat someone differently because of it except if they are subject to an enhanced check. So it will definitely not affect insurance beyond five years.
The stuff about wiping criminal records was about not retaining fingerprints etc. Drink driving offences will (I think, @price1367 may be able to confirm) always be retained because more serious offences, e.g. death by DD are on the list of convictions that must always be disclosed. In those circumstances previous DDs would be relevant for disclosure.
In my experience they are disclosed on enhanced checks whether they are relevant or not, but that is a separate issue.
However, unless you need an enhanced check then after five years the slate is wiped clean for all intents and purposes. Insurers cannot and as far as I am aware do not ask for spent offences. The fact the conviction exists on an absolutely huge database is pretty irrelevant.
Hi DonkeyKong,^^^ what TN said. I can see why there is so much confusion though Milton. There is so much misinformation out there. Look at this absolute nonsense from Rhinocarhire, on their website today...
ROA says different! In 4.5 years time, I won't be telling my car hire company about a spent DR10!
- It is not possible to hire a car in the UK with a drink driving conviction unless it was over 11 years ago.
I think the NARCO advice is poor.Hi TipsyNurse and thank you for your reply.
Today I contacted NACRO and explained the situation.
They said if my old conviction isn't on the PNC then it's been completely deleted and won't
show on an enhanced disclosure.
They also said I can apply for employment which is exempt from the ROA without disclosing anything
as I am now completely clear of any criminal record.
I must be one of the lucky people who had my PNC criminal record deleted before 2006 from the "weeding" process.
My PNC SAR said "No Trace" and stated that I have no criminal convictions.
Sadly I have been refused employment and house insurance in recent years for disclosing a conviction that wasn't
on the PNC.
Maybe disclosing a conviction that's deleted from the PNC makes employers and insurance companies think you are a liar. Now if that's the case then the criminal record system is a total mess.
Perhaps the Police should be polite and inform you when they delete a conviction from the PNC to prevent disclosure
of convictions that don't exist.
According to Unlock, the PLX local Police information data baseI think the NARCO advice is poor.
The enhanced check does not just search the PNC, they search a database called PLX. This is the Police Local Cross Referencing database and essentially is all the information held by local police forces. This is much more extensive than the PNC, in fact about 30% of applications trigger some information, although not all of it is considered relevant enough to go on the certificate.
To be certain you would need to also do a GDPR request to the force that prosecuted you, asking if they contribute any data to the PLX.
The issue with the NARCO advice is that if you declare now, the employer may well feel it is irrelevant if it doesn't involve abuse. You are then protected unless your job changes to the extent that the conviction becomes relevant.
If not then you may be playing with fire.
On the plus side I hope you got the name of the adviser at NARCO, you would have an excellent case against them if they are advising you to lie on a job application for a profession protected from the ROA act
I think, personally, you are misunderstanding the purpose of PLX.According to Unlock, the PLX local Police information data base
does not include information held on the Police National Computer, including:
I have never had any cautions, reprimands or final warnings, only one conviction for drink driving.
I am therefore conclude that my drink driving conviction being deleted from the PNC means I have no
After reading this I rang payment shield who I’m also with and they informed me that my insurance would be canciled once convicted, I’m due in court on the 18th. And was told I would have to ring them and inform them.Just wanted to add to this thread RE home insurance, that Ive recently renewed mine and when i asked if I was still covered even though i have a DR10, they said that it was no problem and quote "that comes under motoring offences and in no way affects your home insurance".
The company was paymentshield