Yeah I’m hoping that is the only charge I get.. ‘in charge of’. I will have to wait till I get it formally... my friend was insured to drive under 3rd party.. she was going to drive me home though, that’s the worst thing about this!! I Really had No intention of driving back as she would drive back. Same as when we go out for drinks, I would drive my car to town. Park up, go out for drinks and come back to the car where she would always drive me home. It’s so frustrating bcos that’s the honest truth.