Dg10 insurance

Convicted Driver Insurance

Kevoo

New member
Hi guys just wondering who the best insurance company would be for me as I have a dg10
 

neebob200

Well-known member
Hi go on moneysupermarket my insurance went up 100 pound per year after my dg Convicton.in my second year my insurance was the cheapest it's ever been.
 

Kevoo

New member
Hi go on moneysupermarket my insurance went up 100 pound per year after my dg Convicton.in my second year my insurance was the cheapest it's ever been.
I done that best I can get is between 3and6k it’s crazy but thank you
 

Recovered22

Well-known member
I done that best I can get is between 3and6k it’s crazy but thank you

The price comparison sites were the cheapest for most on this forum. In the first year after my DR10 my insurance doubled but if I had have lost my no claims bonus it would have been over 4k as I put in a few quotes without the bonus to see. I'm not on my third year since the offence and my insurance is pretty much back to normal. Try calling the insurance company advertised on this website and Adrian Flux for convicted driver insurance. If they come back in the 3-6k range then unfortunately bud that's what insurance is going to cost for you.
 

Kevoo

New member
The price comparison sites were the cheapest for most on this forum. In the first year after my DR10 my insurance doubled but if I had have lost my no claims bonus it would have been over 4k as I put in a few quotes without the bonus to see. I'm not on my third year since the offence and my insurance is pretty much back to normal. Try calling the insurance company advertised on this website and Adrian Flux for convicted driver insurance. If they come back in the 3-6k range then unfortunately bud that's what insurance is going to cost for you.
Ok thank u so much pal for the advice much appreciated
 

DD123456

Well-known member
Hi, I was warned not to use price comparison sites on my DD course, have I been given the wrong info then? Which insurers do you guys use?
 

Recovered22

Well-known member
Hi, I was warned not to use price comparison sites on my DD course, have I been given the wrong info then? Which insurers do you guys use?

They told me that too, then recommended me the ones to use and provided a code to mention to these providers. They came back at 3 times the price of buying off the comparison websites (the code also gives the course provider a kick back for their reference for the policy so money in their pocket to reccomend these companies)

There is no reason not to use them, just get the prices and then call the company directly and use the quote reference and go over the declarations to make sure they are correct on the statement of fact.
 

BigTom

Well-known member
It's all about money.

Certain course providers will receive a 'back hander' if they get someone signed up. However, you are just like any other punter and you will find the best deal if you shop around. Specialist providers try to make you feel that nobody else will insure you, that seems to justify the extremely high premiums they charge.

Use the main price comparison sites and you will find the best deal.

Do not believe the patter that as a drink driver you will not get an offer of insurance, yes there are certain insurers who will not offer a price, but most will.

If your circumstances are peculiar, you may find a broker a better bet. But generally, a broker needs to make a profit on top of the insurers profit so you are losing out from going directly or via a comparison site (who earn about £30 for your business) ....
 

DD123456

Well-known member
Thanks both. Didn’t even consider the fact that the DD course providers might get some sort of commission…
Spoke to a broker earlier and they gave me a quote for £880 for an A class. Was fully expecting about 5k so very happy!!
 

price1367

TTC Group
Thanks both. Didn’t even consider the fact that the DD course providers might get some sort of commission…
Spoke to a broker earlier and they gave me a quote for £880 for an A class. Was fully expecting about 5k so very happy!!
As far as TTC go (dddrs course provider) they receive NO commission on insurance sales for recommending a ‘preferred’ insurance provider.
All they reward they receive is that the Insurance company pay for the course work booklets that include an advert for their insurance services. They receive no extra money according to the amount of policies sold.
 

Recovered22

Well-known member
As far as TTC go (dddrs course provider) they receive NO commission on insurance sales for recommending a ‘preferred’ insurance provider.
All they reward they receive is that the Insurance company pay for the course work booklets that include an advert for their insurance services. They receive no extra money according to the amount of policies sold.

Apologies Price but paying for the booklets is a commission for advertising. While not a traditional sales incentive commission as I assumed (wrongly) it's a comped business expense in return for advertising. They are commissioning TTC to advertise their service in return for paying for all of TTC's course booklet printing. With courses taking place all over the United Kingdom and the booklets being as thick as the ones I received this is thousands of pounds a year in saved money for TTC.

While this all ended up a bit off topic I'm glad you got sorted out @DD123456 for less than £1k, out of curiosity was the broker able to beat the price comparison sites?
 

price1367

TTC Group
Grice96, agreed that they pay to advertise, I just wanted to point out that TTC do not receive a percentage of the sales volume, it is a fixed advertising fee they pay, just like any magazine or other printed matter.
Going back 20 years there used to be 5 insurance companies that advertised in the booklet, I used to check them as a ‘mystery shopper’ to see that they were competitive, but one by one they dropped out as I believe they did not derive enough revenue to be worth their while.
We never asked, nor were told, their income stream from TTC clients.
On this site, Medichecks are the only company advertising CDT blood tests for sale. I dare say they have a similar financial arrangement with the site owners…. It is the nature of the world of advertising.
 

KelvinB

Member
Any incentive given to use one company over another is a sort of commission. Medichecks don't just advertise on this site (Look below - the advert says their test costs £69 but when you click the link it says £79 so actually is false advertising and is illegal!!!) I have noticed that on this site, when a thread mentions a CDT test, it is edited so the word CDT has a link attached to lead to Medichecks site so would presume that there is also some commercial agreement with the site owners.

I would also hazard a guess that the 'A-Plan insurance' and the 'Ask a solicitor' threads have some kind of commercial arrangement involved also. It may be that the site owners are paid on a 'Pay per Click' agreement or a 'Cost per Application' payment. Both common monetisation methods.
 

Forum Moderator

Staff member
Any incentive given to use one company over another is a sort of commission. Medichecks don't just advertise on this site (Look below - the advert says their test costs £69 but when you click the link it says £79 so actually is false advertising and is illegal!!!) I have noticed that on this site, when a thread mentions a CDT test, it is edited so the word CDT has a link attached to lead to Medichecks site so would presume that there is also some commercial agreement with the site owners.

I would also hazard a guess that the 'A-Plan insurance' and the 'Ask a solicitor' threads have some kind of commercial arrangement involved also. It may be that the site owners are paid on a 'Pay per Click' agreement or a 'Cost per Application' payment. Both common monetisation methods.

Companies advertise on this forum it helps to pay the various costs of keeping this forum & website online. Unfortunately, web hosting, software licences etc are not free. Ads are necessary in order to keep the forum online and to continue to allow users to access & use it for free. Thanks for pointing out the price discrepancy in regards to Medichecks, this has now been rectified.
 
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