Admiral Insurance Policy

Convicted Driver Insurance

Luna2000

Well-known member
Hi

Does anyone have any idea if Admiral will insure a 2x convicted driver?

They insured me after my first conviction, but I'm not sure if they will take the risk again.

I am asking because I have 14 years NCD with them, but by the time I get my licence back and buy a car, it will be 28 months since that was issued. I know Admiral accept NCD's for up to 3 years and I intend going back and asking them for a quote, but just wondered if anyone else has any experience of this with them.

Thanks
 

grice96

Well-known member
Hi

Does anyone have any idea if Admiral will insure a 2x convicted driver?

They insured me after my first conviction, but I'm not sure if they will take the risk again.

I am asking because I have 14 years NCD with them, but by the time I get my licence back and buy a car, it will be 28 months since that was issued. I know Admiral accept NCD's for up to 3 years and I intend going back and asking them for a quote, but just wondered if anyone else has any experience of this with them.

Thanks

They insured me with a ban and 9 points including for the dreaded IN10 which is now thankfully spent. They are more forgiving than most due to their, if you crash drunk you front the bill policy. I would say ring for a quote and see.
 

price1367

TTC Group
Hi

Does anyone have any idea if Admiral will insure a 2x convicted driver?

They insured me after my first conviction, but I'm not sure if they will take the risk again.

I am asking because I have 14 years NCD with them, but by the time I get my licence back and buy a car, it will be 28 months since that was issued. I know Admiral accept NCD's for up to 3 years and I intend going back and asking them for a quote, but just wondered if anyone else has any experience of this with them.

Thanks

Are you sure they accept NCD up to 3 years since the last policy? I understood they, like most insurers, only allow 2 years, and the Admiral website says this:

“How long do no claims bonuses last?
A no claims bonus or no claims discount is usually valid for two years after a policy comes to an end. After such time you'll need to build a new no claims bonus.”
I would have thought that if the did allow 3 years they would be trumpeting this on their website…..
 

AndyJG

Well-known member
Does anyone actually know of companies,that allow a no claims bonus after 3 years ??? as it looks like I wont be getting my licence back within the 2 year period....
 

Luna2000

Well-known member
Are you sure they accept NCD up to 3 years since the last policy? I understood they, like most insurers, only allow 2 years, and the Admiral website says this:

“How long do no claims bonuses last?
A no claims bonus or no claims discount is usually valid for two years after a policy comes to an end. After such time you'll need to build a new no claims bonus.”
I would have thought that if the did allow 3 years they would be trumpeting this on their website…..
Yep, pretty sure it's 3 years if it's an Admiral NCD and you go back to them. I did read it somewhere but can't find the link just now. I'll keep checking.
 

Luna2000

Well-known member
Are you sure they accept NCD up to 3 years since the last policy? I understood they, like most insurers, only allow 2 years, and the Admiral website says this:

“How long do no claims bonuses last?
A no claims bonus or no claims discount is usually valid for two years after a policy comes to an end. After such time you'll need to build a new no claims bonus.”
I would have thought that if the did allow 3 years they would be trumpeting this on their website…..
I knew I'd seen the 3 years somewhere. When you get a quote directly from the Admiral Website, you eventually arrive at the following statement re NCD.

You will go all the way through and won't get a quote from them online (they ask you to call,) but if I am reading this correctly it says NCD earned within the last 3 years.

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price1367

TTC Group
Well it is there in black and white, this may help a lot of people with what they thought was an expired NCD!
 

Luna2000

Well-known member
Well it is there in black and white, this may help a lot of people with what they thought was an expired NCD!
It is slightly confusing as elsewhere on there website, they do talk about NCD earned within the last 2 years, but as you say, when getting a quote they specifically say 3 years.
 
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