Thanks for sharing. It is very hard to find out the outcomes so your input is very much appreciated.
Why do you think they backed out?
Did you feel well prepared for the court experience?
Were you going to represent yourself, or did you have a legal representative?
If the law backs them as they claim then the court case should surely be a formality.
I suspect there's something in their strategy that is untested in court, otherwise just take everyone to court as soon as the claim has been settled.
Why keep harassing people over a number of years if they are on solid ground. Successful court cases would surely act as a lever to get others to cave in.
It's a mystery.
The official reason for the discontinuance was a lack of evidence, in reality it was due to breaches of PACE and an unreliable witness. I had legal representation that (I felt) really were on the ball and up for the fight. They advised me the case would be discontinued, so I was happy that the outcome was exactly what they'd advised.
Going back to Admiral, I like you have spent some time looking around on the web but there's not a whole lot of information about these cases. Although my £2k bill, in reality, is not that much money, I will continue to hold out until such time as a court case materialises. If threatening letters is the only pressure they plan to apply I'm quite happy to hold out.
Annoyingly, I'm due to renew my car insurance in the next 2-3 weeks. The cheapest quote was Admiral!