2nd vehicle / 2nd driver with DR10

DonkeyKong

Well-known member
I know I am jumping the gun with 16 months to go... but trying to find out early in case there is something I can plan for this case.
I know when I get my license back, getting a car on the road is going to be expensive, but at least it should be possible, even if it has to be with a specialist.
But what would happen with our camper van? I just renewed our van insurance (for wife only, obvs) and told them there is a criminal in the house, which didn't affect it. But whilst on, I asked them if they would insure me at the end of ban. They said - NO - they don't cover DR10 as drivers. Our van is (was) insured in both our names, me as named second driver. But I'm assuming they won't allow a DR10 second driver either. Does this mean that the only option would be for me to get specialist drink-driver Van insurance (presumably very expensive again with the DR10) and put her on as the second driver?

I know there are specialist drink-driver insurances. And the campervan is also with a specialist Caravan/Motorhome company.
I just hope there is a specialist Motorhome Insurer who also deals with DR10.

Aargh... it occurs the same will happen for my wife's car. I won't be able to drive that either as a named second driver.

This continues to get worse.

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Drew B

Well-known member
I am going to try Henshalls just to get a idea even though I can't drive until the end of Aug. Price has given solid advice on here, thank you for the contact details! But first I am going to ask my original car insurer to get an idea of price range.

I suspect 'camper van' would be more simply because of the type of vehicle? I could be wrong here - this is all new.

It's def something to do now, to get an idea of how much it is going to cost. I am looking at being a named driver on a 2004 jazz. Personally I think the insurance will probably be more than the car is worth, so we shall see.

My plan - original car insurer, Henshalls, Tesco (since it's been mentioned here) then comparison sites - to see which comes out cheapest and call them directly
 

DonkeyKong

Well-known member
Motorhome Insurance is specialist as it isn’t a car, and it’s not a commercial van either. There’s 1000s of pounds worth of possessions in the back that could be stolen, there’s gas burners, large water storage, and people living in it. The cover is totally different. It’s really not the costs of insuring the vehicles which I’m worried about at the moment. It’s the not being able to insure it *at all* for another 3 years after the ban. My wife is counting down the end of my ban when she doesn’t have to drive everywhere. Anything long-distance is currently out if the question as you really need to be able to drive-share in case something happens to the other person.
 

Drew B

Well-known member
Sorry. I did not realise it comes under 'motorhome' insurance - that's not in my experience I am afraid.
But learnt something, so thank you! :)
 

DonkeyKong

Well-known member
Sorry. I did not realise it comes under 'motorhome' insurance - that's not in my experience I am afraid.
But learnt something, so thank you! :)
No worries mate. I shouldn’t have said camper - that BasIcally IS a commercial van conversion with some bench/bed combo, sink, cooking bits and pieces, and whatever you can force into it. Like a VDub. Don’t get me wrong, there are some beautiful ones you can pay more than 75grand for. But the Motorhome is anything Luton sized and above, custom coach-built. Like 3.5 to 7.5 tonnes of hugeness, with a separate double bedroom, toilet, shower, kitchen and lounge. Like upwards of a Tesco delivery truck. They are no more difficult to drive than a car... apart from reversing and parking. But the insurance is specialist. I am so hating being a passenger in it.

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