stringfellow22091963
New Member
I hope you can help with a problem I have been having with admiral insurance. I was fully comprehensive and was involved in an accident 2 years ago at christmas and was 3 times over the limit. At the time I was told there was no one else involved and I hit a stationary car, this was passed on to me twice by the police, it was never mentioned in my court case of any other person involved. Once I was sentenced Admiral cut any dealings with me and stopped the policy I had with them. It then turned out that someone claimed to have been in the vehicle that I hit. I was sent numerous correspondence that stated admiral where not responsible for my claim. The end result was that they went to court and afet a year I recieved a letter saying they were going to court as third party, the bottom line was they paid out the claim to the person I was never asked to involve myself and at one point I tried to discuss the matter with a solicitor they were using and was told I could not speak to her as she did not represent me. So they sent me a letter last october asking me to sign a liability form the form actually said they were going to represent my interests and i was about to send it but rang instead and was told it was sorted and settled and the cost was around 6,000. I then recieved a letter saying i owed 10,000. I have never signed any document accepting liability or had any dealings throughout the whole process and have never been able to state that I did not believe that someone else was involved and feel aggrieved that I have never been asked to make any statement. Can admiral sue me and if so what enables them to just get a figure and demand the amount they want. Can I contest this as I have never signed any liability form or anything stating I am responsible and insurers is it not a 2 way street as they accept money and every insurance policy is a gamble for them. I hope you can help me stop having sleepless nights.
