03-27-2017, 08:04 AM
I came here around a year ago when I was caught drink driving and didn't provide a specimen. I refused and got a 12 month ban, lost my job, etc etc.
Ban is nearly up (a couple months left), and I've been looking at car insurance quotes with the conviction added.
At 21 years old (when my ban is expired), my insurance would have been around £800, but the minimum I can find is £1900 which is just insane for a 21 year old.
I am wondering if you have any advice, or know of any other sort of forum, where there are law professionals, I have the following scenario which I would like to see if I could get into a legal loophole for any UK insurance purposes.
- I have a UK license, I am just disqualified, however I will need to RE-APPLY for it to be re-instated (and see a doctor as I am now a HRO apparently)
- I am in Australia. I am wondering if I got an Australian drivers license, I wouldn't even need to get my UK license re-instated?
> If I have an Australian license, and a UK license (which I haven't reinstated), would insurers allow this? Would I even have to declare I had any criminal convictions?
I am not sure who would be best to ask this question to - but if it's going to save me thousands a year, then I am going to look into this as much as I can. If you have no idea or knowledge of this, could you recommend anyone that would? Or a forum with people experienced in this sort of law and legal category?
I don't realise how the UK expects a 21 year old to get on the road and to get a job again, if insurance costs them £2k a year, it's absolutely insane and I thought it wouldn't have been that much more.
I regret what I did, but I didn't drive for over 15 seconds and was parked while caught (no blue lights), which just annoys the hell out of me - seeing as the huge consequence I've had for a 15 second mistake, at 4am in the morning and with no accidents caused.